Non-Warrantable Condo Loans

? Buying a condo in Florida can sometimes come with extra hurdles, especially if your desired property is a non-warrantable condo. What does "non-warrantable" mean? It refers to condos that don’t meet typical guidelines from major entities like Fannie Mae or Freddie Mac, making financing trickier with many lenders. At Fidelity Home Group, we offer specialized loans designed for these situations. Whether it’s a newer project, limited HOA control, or certain insurance or occupancy issues, our non-warrantable condo loans provide options with up to 80% loan-to-value and flexible terms. This program covers properties up to $6 million, with considerations for credit scores, debt-to-income ratios, and a range of loan types including fixed and adjustable rates. Even some condotels qualify. Navigating condo financing doesn’t have to be limiting. If you’ve encountered obstacles because your condo doesn’t fit conventional loan criteria, we can help explore solutions tailored to your unique case. Feel confident in your home purchase or refinance, even with non-warrantable condos. ? Reach out to learn if your condo qualifies! ? Link in profile #FloridaHomes #CondoLoans #MortgageHelp #HomeFinancing #FidelityHomeGroup